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Commercial Property Finance

Rates are flexible and decision making is fast. Get Commercial Finance now.

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Receive a quote within 48 hours!

Commercial Property Finance

Property Bridges provides commercial loans to businesses of all types. Loans can fund asset acquisition, business expansion or financial restructuring. Rates are flexible and decision making is fast. You can receive a commercial finance quote within 48 hours.

Below are the headline terms that our commercial finance loans operate under.

HEADLINE TERMS

  • Min Loan size: €500,000
  • Max loan size: €5,000,000
  • Loan Term 6 – 36 months
  • Interest rate:  9% per annum
  • LTV: Up to 70%
  • Arrangement fees: 1.5% on deals over €1m and 2.5% on deals less than €1m
  • Exit fees: From 1% to 2%
  • Region: All of Republic of Ireland
  • Interest method: Rolled up/Paid monthly on money drawn

Commercial Finance

Property Bridges provides commercial loans to businesses of all types. Loans can fund asset
acquisition, business expansion or financial restructuring. Rates are flexible and decision making
is first.

HEADLINE TERMS

  • Min Loan size: €250,000
  • Max loan size: €5,000,000
  • Loan Term 6 – 36 months
  • Interest: From 7% to 9% per annum
  • LTV: Up to 70%
  • Arrangement fees: 1.5% on deals over €1m and 2.5% on deals less than €1m
  • Exit fees: From 1% to 2%
  • Region: All of Republic of Ireland
  • Interest method: Rolled up/Paid monthly on money drawn
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Lending Criteria

Icon to depict the need of a clean title and first charge security

Clean Title With the Ability to take First Charge Security

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Lending to an SPV

90%

Max LTV

The borrower seeking development finance must have full planning in place

Full Planning in Place

Lending Criteria

Icon to depict the need of a clean title and first charge security

Clean Title with the Ability to take First Charge Security

70%

Max LTV

The borrower seeking development finance must have full planning in place

Full planning in place

Icon to depict Lending to an SPV

Lending to an SPV

Get a Quote

Receive a quote within 48 hours!

  • We approached Property Bridges for a commercial mortgage at the height of the COVID pandemic after a previous funder pulled their offer. Property Bridges provided a reliable source of finance in a very timely manner which helped us complete the purchase of the property. 

    Peter Hutchinson

    Director ELI Language School
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Case Study: English Language Institute (“Eli”), Drogheda, Co. Louth

This loan assisted our client with a commercial mortgage raising €350,000 of a €900,000 purchase with the business having paid the rest in cash. The building was purchased to support strong year on year growth at the ELI.

Loan Strengths

  • Highly Profitable Trading Business
  • Conservative LTV of 50% and LTC of 39%
  • Interest Repaid Quarterly
  • Strong, Experienced Management Team
  • ELI recently started offering online classes and have 550 students who are taking classes remotely. They opened their doors again on the 10th of August, in line with guidelines. For the rest this year and well into 2021 the company has a full order book of new
    students.

Case study overview

  • Interest rate: 9% per annum
  • Security: First legal charge over the properties and a charge over the company shares
  • LTV: 50%
  • Term: 24 months (12 months minimum)
  • Facility Amount: €350,000
  • Exit: Sale or Refinance
Eli Language School promotional image - one of our Commercial Finance Loans
ELI Language School

To view full loan details, you need to create an account.

Looking for other options?

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Bridging Finance

Bridging loans for site acquisition, property purchase, refinance, refurbishment and development exit with a minimum term of 3 Months, Max LTV of 70% and interest from 7% per annum.

Residential Development Finance project in Sandycove Mews
Residential Development Finance

Development finance loans from €250,000 to €5,000,000 nationwide. Interest is charged on drawdown and loans are flexible with interest rolled up into a bullet payment on completion.

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