These Terms and Conditions govern participation in the Algarve, Portugal Investment Campaign Prize Draw operated by Property Bridges. By participating, investors confirm that they have read, understood, and agreed to these Terms and Conditions in full.
Important: Capital is at risk and investments may result in partial or full loss. This prize draw does not change the investment terms, returns, or risk profile of the offering. Read the full Risk Warning .
1. Definitions and Interpretation
1.1 “Promoter” means Bridge Peer Financial Ltd trading as Property Bridges, company registered in Ireland, No. 603092.
1.2 “251. Algarve – Portugal – Tranche 1” or “Algarve, Portugal Offering” means the crowdfunding offer for the Algarve property hosted on the Property Bridges platform, available at https://invest.propertybridges.com/deals/509.
1.3 “Participant” or “Investor” means an individual who makes an eligible investment and meets the conditions set out here.
1.4 “Prize” means the one week stay in the Algarve, as described below.
1.5 “Campaign Period” means the period during which investments qualify for entry, from launch of the Algarve, Portugal Offering until it is fully funded.
1.6 “Draw Date” means the date on which the winner will be selected after full funding.
1.7 “Winner” means the Investor selected under the draw who satisfies all winning conditions and claims the Prize.
2. Eligibility
2.1 Participants must:
- Be aged 18 or over.
- Be an Accredited Property Bridges lender, verified with completed KYC and AML checks and an active, approved account.
- Make an eligible investment during the Campaign Period via the Property Bridges platform.
- Not be an employee, officer, borrower, partner, agent, or connected person, including family members, of Property Bridges or its affiliates.
- Ensure investments are settled in full through the platform wallet before the campaign closes.
2.2 Investments withdrawn, cancelled, or refunded before the Draw Date are disqualified and lose their entry.
2.3 If an investment is withdrawn before the Algarve, Portugal Offering is fully funded, the corresponding entry lapses.
3. How to Enter – Entry Mechanics
3.1 Every investment of €1,000 qualifies as one entry into the Prize Draw. For example, €2,000 qualifies for two entries. Fractional investments are not considered for entries.
3.2 Entry is automatic upon fulfilment of the investment condition.
3.3 No purchase or fee beyond the qualifying investment is necessary. Participation is free of charge.
3.4 Only investments accepted and completed until the Algarve, Portugal Offering is fully funded qualify.
3.5 The qualifying investment is required only as an entry condition. No portion is used as a ticket price.
3.6 Participation does not alter or enhance the investment return, terms, or risk profile of the offering.
3.7 The Promoter may reject or disqualify any entry suspected of being invalid or in breach of these Terms.
3.8 The draw is a promotional activity to celebrate the Algarve campaign and is not for profit.
4. The Prize
4.1 The Prize is a four-day stay (off-peak season) at the Oakmoon House property Rua De San Pedro, Faro, as featured on Airbnb.
4.2 The stay must be booked by 28 February 2026 and taken between March 2026 and May 2026, or from October 2026 to December 2026 subject to availability.
4.3 Accommodation costs are covered for the Winner and up to nine guests (max occupancy ten).
4.4 Travel, transport, meals, insurance, and incidental expenses are not included.
4.5 The Winner must arrange travel, insurance, and any visa requirements.
4.6 Indicative prize value is approximately €1,900 based on comparable rates. No cash alternative is available.
4.7 The Prize is non-transferable, non-exchangeable, and must be used within the booking window.
4.8 The Winner must maintain their qualifying investment until after the Draw Date.
5. Draw and Winner Selection
5.1 The Winner will be selected randomly using Google’s Random Number Generator within two days after full funding of the Algarve Offering.
5.2 The process will be independently witnessed, documented, and recorded. Records will be retained by the Promoter for audit purposes.
5.3 The Winner will be contacted by email and phone within five working days of the draw.
5.4 If the Winner does not claim the Prize or confirm travel dates by 28 February 2026, the Prize is forfeited.
5.5 If a Winner is disqualified or fails to meet requirements, a substitute Winner may be drawn.
6. Booking and Use of the Prize
6.1 The Winner must submit preferred travel dates at least four weeks in advance.
6.2 Bookings are subject to availability and final confirmation by the Promoter and the property owner.
6.3 The stay must be booked by 28 February 2026 and used by 31 May 2026.
6.4 Amendments after confirmation may not be accepted or may incur costs payable by the Winner.
6.5 The Promoter accepts no liability for circumstances beyond its control, including weather, travel disruption, or illness.
6.6 The Winner and guests must comply with all house rules, check-in requirements, and property policies.
7. Auto-Invest and Oversubscription Adjustment
7.1 If the Algarve Offering is oversubscribed and Auto-Invest allocations are reduced, eligibility will be based on the investor’s total invested amount plus wallet balance at full funding.
7.2 If this combined amount equals or exceeds €1,000, the investor is eligible for the draw.
7.3 This rule applies exclusively to investors using Auto-Invest. Manual investors qualify by their actual invested amount.
7.4 A report confirming eligibility will be retained by the Promoter on the date of full funding.
8. General Terms and Modifications
8.1 The Promoter may amend, suspend, or cancel the Prize Draw for legal or operational reasons with notice.
8.2 If cancelled or modified, a substitute Prize of equal or greater value may be offered.
8.3 The Promoter disclaims liability for any loss or expense arising from participation, except where prohibited by law.
8.4 Taxes or levies arising from acceptance of the Prize are the Winner’s responsibility.
8.5 Participation does not affect the investment’s risk or return profile.
8.6 In case of discrepancy, these Terms prevail over promotional materials.
8.7 These Terms are governed by Irish law and EU Regulation 2020/1503. Disputes shall be handled by Irish courts.
8.8 The Promoter may verify eligibility and refuse entry if requirements are not met.
8.9 The draw complies with applicable Irish consumer protection law and the Central Bank of Ireland Consumer Protection Code, including the Standards for Business and Supporting Standards, as in force from time to time.
9. Data Protection and Publicity
Personal data will be processed per the Property Bridges Privacy Policy solely to manage the draw.
9.2 By participating, entrants consent to their name and county being published in winner announcements.
9.3 No financial or sensitive data will be shared publicly.
9.4 Data will be processed under GDPR and Irish data protection law and retained for a maximum of 12 months post-draw.
10. Regulatory and Compliance Notice
10.1 Property Bridges (Bridge Peer Financial Ltd, No. 603092) is authorised and regulated by the Central Bank of Ireland as a Crowdfunding Service Provider under Regulation EU 2020/1503.
10.2 Investors must review the Key Investment Information Sheet (KIIS) before investing.
10.3 Investments are not guaranteed and may result in total loss of capital.
10.4 Investments are not covered by the Irish Deposit Guarantee Scheme or any investor compensation scheme.
10.5 This promotion is voluntary and does not alter investment terms, returns, or risks.
10.6 Promotional materials and campaign records are subject to oversight by the Central Bank of Ireland.
11. Severability, Interpretation, and Final Provisions
11.1 If any clause is invalid, it shall be severed without affecting the rest.
11.2 Headings are for convenience only and do not affect interpretation.
11.3 These Terms constitute the full agreement regarding this Prize Draw.
11.4 They remain valid until completion of the draw and verification period.
11.5 Matters not expressly covered will be interpreted under Irish law.
Promoter: Bridge Peer Financial Ltd trading as Property Bridges
Website: www.propertybridges.com
Phone: 01 549 4546
Email: team@propertybridges.com
Company No.: 603092
Address: 22 Fitzwilliam Street Upper, Dublin 2, Ireland, D02 WR82
