Create a free account, complete verification, add funds to your e-wallet by bank transfer, then choose a live opportunity and invest from as little as €500 — or let Auto Invest do it for you.
Interest and capital are paid into your e-wallet according to each loan's schedule — typically monthly, quarterly, or on redemption. You can withdraw available funds to your bank account at any time.
Identity verification is usually completed within one business day once you've submitted the required documents. We'll email you as soon as your account is approved.
Go to your e-wallet and request a withdrawal to your verified bank account. Any funds not committed to a live loan can be withdrawn at any time.
You're investing in loans that fund Irish property development and bridging projects. Each investment is a loan to a vetted borrower, secured against property, and you earn interest on the amount you lend.
Property Bridges connects investors with property developers seeking finance. We assess and list each opportunity, and you choose which loans to fund from as little as €500. As the borrower repays, you receive your capital plus interest.
Yes. Your investment is a loan secured against property. If the borrower defaults, Property Bridges can enforce the security — including taking possession of or selling the property — to recover the amounts owed to investors.
No investment is guaranteed. Loans are secured against property, which significantly reduces risk, but your capital is at risk and returns are not guaranteed.
Most opportunities are short-to-medium term loans (typically 6–24 months) funding residential development, refurbishment, or bridging finance across Ireland.
Each project undergoes credit assessment, independent valuation, and legal due diligence, and must be approved by our credit committee before it is listed for funding.
Yes. As with any investment, your capital is at risk. The main risks are borrower default and delays in repayment. Security over property and our due-diligence process are designed to mitigate these risks.
Peer-to-peer (P2P) lending lets individuals lend directly to borrowers through an online platform and earn interest in return, without a traditional bank acting as the intermediary.
You can start from €500, and there is no upper limit. You decide how much to allocate to each loan.
There are no fees to register or to invest. Property Bridges is paid by the borrower, not by the investor.
Interest is paid to your e-wallet according to each loan's repayment schedule — typically monthly, quarterly, or on redemption, depending on the loan.
Your e-wallet is a secure account, provided by our regulated payments partner Mangopay, that holds your funds, interest, and repayments ready to invest or withdraw.
Funds held in your e-wallet do not earn interest. They earn returns only once allocated to a live loan.
Auto Invest automatically allocates your available funds across new loans that match your chosen criteria, so you stay invested without manually selecting each loan.
No. Interest is paid gross. You are responsible for declaring and paying any tax due on your returns based on your personal circumstances.
Registering is free. Click Sign Up, enter your details, and verify your email to get started — you can browse opportunities right away.
To meet anti-money-laundering rules we ask for photo ID (passport or driving licence) and proof of address. Verification is typically completed within one business day.
Mangopay is our regulated electronic-money and payments partner that securely holds and processes investor funds through your e-wallet.
You can deposit funds to your e-wallet by bank transfer using the details shown in your account.
Request a withdrawal from your e-wallet to your verified bank account. Funds not committed to a live loan can be withdrawn at any time.
If a loan is redeemed early, your capital and any interest due are returned to your e-wallet, ready to reinvest or withdraw.
Loans are secured by a legal charge over the borrower's property, giving investors a claim over that asset if the loan is not repaid.
A 1st legal charge ranks first for repayment from the property's proceeds; a 2nd legal charge ranks after the first. A first charge offers stronger security.
We work with the borrower to recover the amount due. If necessary, we enforce the security over the property — including sale or possession — to repay investors.
We carry out credit assessment, identity and background checks, independent valuations, and legal due diligence before approving any loan.
Borrowers are responsible for their own legal costs and certain transaction fees. These are set out clearly in your loan terms before you proceed.
Yes. An independent professional valuation of the security property is required as part of our assessment.
Property Bridges typically offers faster decisions and more flexible terms than traditional banks, which suits time-sensitive development and bridging finance.
We review the project, the borrower's experience and track record, the security offered, and the exit strategy, then our credit committee approves suitable loans.
Drag & drop files or choose files to upload
Uploaded files are used solely for formal complaint processing in accordance with the Complaints Policy.
We aim to resolve complaints promptly and fairly. To make a formal complaint, download and complete the Property Bridges Complaints Form and email it to team@propertybridges.com, or post it to the Head of Compliance, Bridge Peer Financial Ltd t/a Property Bridges, 22 Fitzwilliam Street Upper, Dublin 2, D02 WR82, Ireland.
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